We say YES when banks say NO!
Who We Are
At William Hale Management Group, we specialize in helping small businesses and entrepreneurs access the capital they need to grow, scale, or stabilize. With over 20 years of experience in the loan and finance industry, founder William Hale Harbert has built a trusted reputation for providing fast, flexible funding solutions tailored to the needs of business owners across the country. Whether you're a startup looking for a strong financial foundation or an established business seeking to expand, William Hale Management Group is here to help you move forward—with confidence and clarity.
What is Alternative Business Funding?
Alternative business funding is a flexible, faster, and more accessible way for small businesses and start-ups to access capital—without going through traditional banks. Unlike traditional loans that often require high credit scores, long processing times, and strict documentation, alternative funding offers simple qualification, quick approvals, and same- or next-day funding.
Whether you’re just starting out or expanding an existing business, alternative funding solutions—such as merchant cash advances, business lines of credit, revenue-based funding, and credit stacking—give you the ability to secure capital based on your business performance, not just your credit score.
Key Benefits:
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✅ Faster Approvals – Most clients get approved within hours and funded within 1–3 days.
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✅ Less Paperwork – Minimal documentation compared to traditional bank loans.
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✅ More Flexibility – Choose from multiple options like lump-sum advances, credit lines, or card stacking.
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✅ Low Barrier to Entry – Many programs accept credit scores as low as 500 and only a few months in business.
What Can Our Funding Do For You?
Imagine the possibilities when you have the right financial support at your fingertips. With funding from WHMG, you can take your business to the next level. Enabling you to focus on what truly matters—growing your business.
Our funding can be utilized for a wide range of purposes, including:
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Grow Your Business
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Purchase inventory
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Upgrade Equipment
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Expand or renovate
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Hire Employees
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Pay Down Operational Costs
Why Choose Us?
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Fast, Flexible Funding. We offer same-day approvals and next-day fundings so you can access up to $2 million in capital—when you need it most.
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Experience You Can Trust
With two decades in the finance industry, we understand what it takes to fund businesses at every stage of growth. -
Personalized Solutions
No two businesses are the same. We take the time to understand your goals and craft a solution tailored to your needs. -
We Say YES When Banks Say NO
Limited credit history? Traditional lenders turned you down? We specialize in helping business owners who don’t fit the conventional mold.
Our Services
✅ Merchant Cash Advances
Flexible funding based on your daily credit card sales—great for businesses with strong revenue but limited credit.
✅ Unsecured Working Capital Loans
Quick access to capital without the need for collateral—perfect for managing day-to-day expenses and growth opportunities.
✅ SBA Loans
Government-backed loans with low rates and long terms—ideal for startups and small businesses looking to expand.
✅ Business Line of Credit
Revolving credit you can draw from as needed—only pay interest on what you use, giving you control and flexibility.
✅ Commercial Real Estate Loans
Financing for purchasing or refinancing commercial property—including offices, warehouses, and storefronts.
✅ Term Loans
Lump sum loans with fixed terms and predictable payments—great for large purchases, expansions, or consolidations.
✅ Equipment Leasing & Financing
Affordable solutions for acquiring or upgrading business equipment without draining your cash flow.
✅ Credit Repair Services
We help improve your business or personal credit profile—making you more loan-ready and financially secure.
✅ Business Credit Cards
Access to revolving credit lines with perks like rewards, cash back, and expense tracking tools for business owners.
Frequently Asked Questions
How quickly can I get funding?
A: We offer same-day approvals and next-day funding in many cases. Depending on the type of funding and documentation provided, some clients receive funds in as little as 24 hours.
What if I have bad credit or no business credit?
A: No problem. Many of our funding solutions—including merchant cash advances and credit stacking—focus more on your revenue than your credit score. We can work with FICO scores as low as 500.
Do I need collateral to qualify for funding?
A: No. Most of our funding programs, including credit stacking and merchant cash advances, are unsecured—meaning no collateral is required.
How much can I get approved for?
A: Depending on your business revenue and credit profile, we can fund anywhere from $5,000 to $2,000,000. Start-ups using credit stacking may access up to $250,000, while established businesses may qualify for larger amounts.
What documents do I need to apply?
A: Typically, you'll need:
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3 months of bank statements
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A voided check
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A copy of your driver’s license
Additional info may be requested depending on the loan type.
Can I apply if I’m self-employed or a gig worker?
A: Yes! We offer funding solutions specifically for self-employed individuals making as little as $3,000/month. You can even use a personal bank account to qualify.
What makes William Hale Management Group different from other lenders?
A: We’re not just brokers—we’re your business funding partner. With 20+ years of experience, we shop the best deals for you, offer fast, no-obligation approvals, and provide personalized guidance you can trust.
Ready To Get Started?
Go to our Business Loans page for more info.
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